Micro-Captive Insurance for Smaller Manufacturers

 

Micro-Captive Insurance for Smaller Manufacturers

Tax deferred income for risks not covered by mainstream insurers

 Relief for Small Businesses Nearly 40 years ago, the U.S. Congress passed the Tax Reform Act of 1986, which included Section 831 of the Internal Revenue Code. This code created a self-insurance option for small businesses, often referred to as a micro-captive insurance plan. These plans allow small businesses to set aside tax-deferred dollars for unforeseen risks that are unique to their industry and typically not covered by mainstream insurers. 

micro-captive insurance plans are small insurance companies wholly owned and controlled by their insureds

A company can establish a micro-captive on its own, or hire a professional captive administrator or management firm to help navigate regulatory requirements and documentation. Micro-captives are smaller than traditional captives, providing a $2.85 million annual premium deposit cap adjusted annually for inflation. This coverage option can be not only cheaper than traditional insurance options, but also allow greater flexibility and coverage options for manufacturers to protect against niche disasters that plague the industry.

micro-captive policies can be tailored to protect a business from supply chain disruptions or product recalls 

831(b) micro-captive insurance plans allow manufacturing companies greater control and specificity over policy limits and coverages and open the potential for lower premiums long-term. Despite being a lesser-utilized Section of the Tax Code, 831(b) has had major impacts and benefits for companies opting to implement it in years past. Through research and proper implementation with a qualified micro-captive manager, these programs have the potential to reshape the way America’s manufacturing industry operates and survives increasingly turbulent global challenges.

Domestic and Export Trading as a Service

 

 PROJECTS

Domestic and Export Trading as a Service

Arezza has developed a scalable, intermodal transportation and energy project for application in multiple locations. Key features and applications include:
River, coastal, lake waterfront or inland locations
Transshipment and drayage services featuring trucking and marine craft
Hydrogen production and dispensing facilities for local and regional use
Participation of existing area warehouses, fabricators and assemblers
Designed to supply local, regional and global clients.
Facilities are built  and managed by US and multinational technical and finance partners via Build, Operate & Transfer BOT and Build, Own, Operate & Transfer BOOT projects.
     A Scalable Supply Chain
Arezza offers Supply Chain Management and Logistics Solutions for small and mid-size manufacturers, including marine, energy and environmental products and services, designed to support domestic and export sales. 
a simple proposition for your consideration as a 
Seller - on-demand transactions, at cost with door to door service that market, sell and deliver your products and related services, without fees or mark-ups.

Buyer - CIF service, also at cost + negotiable per transaction fee.

A New Supply Chain for Buyers and Suppliers

 

CARGO

    A New Supply Chain for Buyers and Suppliers

Logistics Solutions for small and mid-size manufacturers, ports, coastal and river marine and intermodal companies in support of domestic and export sales via customer centered and sustainable supply chain management solutions. 

Arezza is tasked with identifying and implementing measures that reduce the cost along with the timely delivery of freight to its final destination. In today’s market environment these objectives must be met in the context of:

• ESG - environment, social and government - standards and regulations;

• Energy - efficiency and fuel consumption;

• Technology - advancements in carrier performance via digital data;

• SME - Projected requirements of small and medium sized businesses;

• Quality of Services offered to the clients. 

Partners and Suppliers participate in Arezza projects and transactions as follows:

Build Operate and Transfer provide equipment and know-how - turnkey, life cycle, after sales service - on a FOB basis and self-funds these tasks until the project becomes operational.

Arezza handles and self-funds project logistics, where applicable.

Projects are 5 to 7 years, renewable and generate cash flow when operational.

Deliverables at Cost Arezza does not mark-up your offer; it derives income solely from the above referenced logistics as well as administrative and management services.

Transactions project participants receive pre-negotiated and immediate payout fees.

To become a Supplier please provide your contact, product and price information, along with questions that help define customer requirements.

      Terms of Service   

Procurement at Cost - we identify the low cost/best value offer and arrange transport, insurance and other services, if any, required to complete the transaction;  

Payments - to buyers and suppliers are made by Arezza;

The Contractual Relationship is on a project and/or transaction basis;

Fee Schedule based on the number of transactions completed in 30 calendar days;

Billing - invoices paid on-demand; fees, where applicable, are paid monthly.  

Local Regional and Global Intermodal Hubs

 

  SHIPPING

  Local Regional and Global Intermodal Hubs 

 Arezza engages product and service providers to acquire equipment and services required to establish transshipment terminals in water adjacent communities.

Clients and Suppliers logistics, manufacturing, warehousing and energy projects are carried out with the participation of small and midsize companies – SMEs – typically located adjacent to navigable waterways and/or rail, trucking and air facilities that manufacture marine transportation, technology, environmental and energy related equipment and components.
Definitions - for purposes of our projects, ports are defined as properties located within a 50 mile radius of navigable waterways - inland, lake, intracoastal - approved, owned, operated and/or managed by the local community/jurisdiction/municipality. 

A port is further defined as a transshipment point under the following categories: airport, rail yard, truck stop, warehouse and marine facility on a navigable waterway.

Shipping Cargo Projects Energy Community

 

Working Locally and Globally to Create New Opportunities 

Arezza utilizes pay per use, on-demand services and other resilient value-driven outcomes in the sharing and circular economies such as pay-per-mile to satisfy client preferences in a collaborative system that delivers seamless customer experiences designed for maximum transparency, value, cost effectiveness and environmental sustainability for paying customers and service providers.

Collaborations in the Pay-per-Use Economy

SHIPPING

Local Regional and Global Intermodal Hubs 

Multi Modal Waterborne and Land Transport

Marine Facilities Environmental and Regulatory Liabilities

CARGO

A New Supply Chain for Buyers and Suppliers

Environmental Equipment for the Transportation Industry 

         PROJECTS

  Domestic and Export Sales Solutions

                          An Inter Modal Plan for the US Waterways

                                      ENERGY

Microgrids Hydrogen & DERs

Digital Logistics

Production and Delivery of Green Hydrogen

COMMUNITY

Travel Planning and Destination Management

Transit Logistics

Preserving and Divulging the Cultural Heritage of Your Community

Business Travel Services

Linking Manufacturing and Services

Collaborative Systems and Seamless Customer Experiences

America Travel

 

Travel with Pay per Use On-Demand Services
Arezza provides you with a seamless customer experience before, during and after your travel purchase. In order to serve you better, please review itinerary options, then contact us with any questions and preferences. 
Also, before booking please review our terms of service and have available your travel dates, destinations and number of persons traveling by age. The day long tours include: 
Accommodations with breakfast,  
Transport from/to your hotel and the events you have selected, 
Sightseeing events and entry fees,  
Local guide and concierge services. 
If you are planning multiple days, locations and activities during your trip, please be sure to contact us before booking your tours so that we can assist you with your travel plans. 
Tell us About Your Next Trip  

Connect for Your Next American Experience

 

Supply Chain and Sales Solutions

 Supply Chain and Sales Solutions

Arezza offers Supply Chain Management and Logistics Solutions for small and mid-size manufacturers, including marine, energy and environmental products and services, designed to support domestic and export sales. 

a simple proposition for your consideration as a 

Seller - on-demand transactions, at cost with door to door service that market, sell and deliver your products and related services, without any fees or mark-ups.

Buyer - CIF service, also at cost + negotiable per transaction fee.

Information 

for free listing of your products and related services

US origin content, location, specifications, availability, FOB sale price and one photo.

Supplier Questions

Contact us 

with your questions, sales, purchases and freight requirements

Microgrids and Energy-as-a-Service

 Energy as a Service enables the efficient utilization of resources and assets by helping customers modify energy consumption with time-of-use and real-time pricing.

microgrid systems with equipment re-use re-manufacturing and redeployment

A client-centric approach that reduces energy consumption and costs in collaboration with local utilities and service providers. EaaS:

o   requires no money down or investments by the project beneficiaries

o   includes equipment and components life cycle management and after sales services

o   offers local and regional employment opportunities as well as contracting opportunities

o   features environment friendly services

o   utilizes performance-based payment systems and client discounts

Utilities are project(s) participants. Clients own plant and equipment after 5 years

Distributed Generation occurs on a property site when energy is sold to the building occupants; Power Purchase Agreements - PPAs - enable businesses and governments to purchase electricity directly from the generator rather than from the utility. 

PPAs are a legal contract between an electricity generator and a power purchaser

Microgrids are electric grids that manage energy and ensure reliable delivery. A self-sufficient, energy plant, the microgrid serves a specific geographic area, neighborhood, and community with distributed energy resources - solar, wind, CHP, other - energy storage, as well as electric vehicle charging stations. Interconnected to nearby buildings, the microgrid provides electricity, heating, and cooling.

community-friendly microgrids: a cheaper alternative in infrastructure development

As-a-Service Models work particularly well for capital-intensive energy projects; EaaS shifts long-term capital expenditures into a short-term operational expense.

EaaS secures microgrid benefits without risk. The microgrid can serve as the primary source of electrical power, as the emergency backup source of power in the event of a grid outage as it captures reduced energy consumption and utility bills, and sells surplus electricity to the local grid operator. 

 

Arezza Projects in Historic Communities

Supply Chain Management Services in American and Italian Small Towns

The Concept a program anchored in communities with a history as hub cities, hence a reliance on connections and collaborations within and among regions, resulting in a national trading platform with economies of scale utilizing historic trade routes and state of the art products and services to the benefit of community businesses, commuters, residents, and visitors.

Objectives support locally owned enterprises and achieve economies of scale pricing in selected communities in the areas of travel destination management, transit services, energy efficiency and manufacturing.

Job One: Rebuild the Supply Chain

Ways and Means projects, unique to each community but connecting participating towns via customer sharing, transit programs, energy management and similar measures.

Participants a team of product and services providers with know-how and resources to jump-start projects in collaboration with local partners.

Client Targets US and International Vacationers, Business Travelers, and Commuters; small commercial, public, and private properties typically found on main street and in historic districts, including train stations, museums, and entertainment venues; transportation services providers.

A team tasked to develop deploy manage and market uniquely local projects

Projects in Historic Towns the successful implementation of projects in local areas rests on a clear plan to develop and implement commercial strategies, economies of scale, self-finance, in kind payments, revenue-based funding and sharing that, in turn, create new sustainable wealth and economic opportunities by:

• Improving local knowledge and expertise,

• Ensuring accountability and responsibility by participants,

• Educating visitors to ensure respect for local values and traditions,

• Utilizing market forces to achieve economies of scale and purchasing power,

• Generating capital resources for small enterprises,

• Partnering with local government and nonprofits to reach into the community.

Historic Lehigh Valley Towns

Allentown Bethlehem Easton Nazareth Hazelton Jim Thorpe Wilkes-Barre

Allentown was a rural village founded in 1762 by William Allen, Chief Justice of Colonial Pennsylvania’s Supreme Court, known as Northampton town. A thriving town with roots in the iron industry, by 1829 Allentown expanded from a small Pennsylvania Dutch village of farmers and tradesmen to a center of commerce. With the opening of the Lehigh Canal, many canal workers made their homes here.

The Lehigh Valley Gave Birth to America’s Industrial Revolution

The Allentown Art Museum is one of the city’s main attractions and the Museum of Indian Culture honors the legacy of native Lenape people. Allentown’s Canal Park provides easy access to the D&LTrail and access to the waterways for hikers, bikers, joggers, paddlers and fishermen.
Named on Christmas Eve, 1741, by a group of Moravians who relocated from North Carolina and settled at the confluence of the Lehigh River and Monocacy Creek. The canal and the railroads lured large-scale industry to the south bank of the Lehigh River and the Bethlehem Iron Co., soon dominated the town’s economy and way of life. Steel made from local iron, coal and limestone was milled and forged, launching the Industrial Revolution of the late 19^th Century.

Bethlehem is the Lehigh Valley’s Oldest City

Bethlehem has six distinct National Historic Districts as well as two National Historic landmarks. Many of its original structures built by early settlers still line downtown streets.

Easton is located at what the Lenape Indians knew as the Forks of the Delaware where the Lehigh and Delaware rivers merge and where the frontier town was laid out by William Penn. The town’s focal point was, and still is, a large central square. The first public reading of the Declaration of Independence outside of Philadelphia took place in Easton’s Centre Square in 1776 near the oldest continually running open-air Farmer’s Market in the United States.

Nazareth is located seven miles northwest of Easton, four miles north of Bethlehem and twelve miles northeast of Allentown at the foot of the Blue Mountain and includes the townships of Bushkill, Lower Nazareth, Upper Nazareth and the boroughs of Nazareth, Stockertown and Tatamy. Nazareth is the hometown of the world famous Andretti formula 1 auto racing family.

Hazelton is located in the foothills of the Poconos, a vacation destination that offers year round recreation as a vacation destination. Starting from the 1830s, the borough’s population grew steadily until the 1880s when waves of eastern European immigrants arrived to take jobs in coal industry. In 1891, it was chartered as a city.

Jim Thorpe was named after the legendary Native American athlete. It was originally established in 1818 as Mauch Chunk where entrepreneurs led by Josiah White formed the Lehigh Coal & Navigation Company that shipped anthracite coal and other goods to market via the Lehigh and Delaware Canals. The town’s steep hillsides, narrow streets, and terraced gardens earned it the nickname The Switzerland of America. Today, the restored Old Mauch Chunk Railroad Station in the center of the town offers visitor services and train rides into Lehigh Gorge. The Opera House presents live theater and music.

WPart of the Wyoming Valley with the Susquehanna River flowing through the center of town, in the 1800s, hundreds of thousands of immigrants came to Wilkes-Barre to work the mines leading to economic and cultural changes and affecting the railroad-and-canal system that stretched 165 miles southward to Bristol.

Coal as an Efficient Heat Source in a Thriving Region where Mining was King